Did you know most property insurance doesn't cover flooding? The federal government runs the National Flood Insurance Program (NFIP), which issues flood insurance policies. Even if you have homeowners, renters, condo, landlord, mobile home or business insurance, you may need to purchase a separate flood insurance policy to be protected from flood damage. Get a flood insurance quote from our agency today!
Though the government determines flood insurance coverage and premiums, you can still purchase your flood policy through our agency—even if you don't have an existing property policy with us. So why choose us for flood insurance? Because it gives you access to invaluable features and benefits, like:
Understanding your flood risk and what flood insurance typically protects can help you choose coverage that meets your needs. Here are some facts you should know:
Most flood insurance policies and basic property insurance policies do not cover water backup damage. This type of damage is typically caused by water that overflows from a sump pump or backs up through sewers or drains.
Contact us about the benefits of adding water backup coverage to your property policy.
Let Hammer Insurance Agency Inc. & Ford Insurance help you choose a policy that will fit your individual needs. Protecting your assets, whether personal, business, or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. We’re here to help when you are considering Flood Insurance.