According to the US Fire Administration over 400 homes are destroyed annually by causes related to Christmas tree fires. offers competitive rates on homeowner’s insurance that would cover accidental damage due to Christmas tree fires. Here are a few good reminders to help you enjoy the holiday:
1. Keep your Christmas tree well watered. Refilling the water every day will help it last about two to three weeks.
2. Check the tree for freshness before buying. A freshly cut tree will have a sticky trunk and the needles will not fall off if touched.
3. Set your tree away from heat vents and the fireplace. Heated air just dries out a tree, and one shooting spark can cause a disaster.
4. Inspect the lights. Check for exposed or worn wires, as well as broken sockets.
5. Turn off the lights at night; use a timer if needed.
6. Do not burn the tree in your fireplace.
7. Do not overload the electrical circuits.
8. Take your tree down the first of January.
At Hammer Insurance Agency Inc. & Ford Insurance we believe our greatest asset is the relationships we build with our clients and we are dedicated to being the right choice for all of your insurance and financial needs. We take pride in our abilty to tailor a comprehensive insurance package that maximizes your insurance protection while minimizing money out of your pocket.